Registered Retirement Savings Plan

A Registered Retirement Savings Plan (RRSP) is one of the best ways to save for retirement – or borrow for a down payment for a first home or to go back to school. Your contributions, within limits, are tax-deductible and the plan earnings are tax-sheltered. RRSPs continue to be one of the best tax shelters available to Canadians.

Rapport Credit Union offers all the RRSP investment options you would expect from a major financial institution, as well as some added advantages including complimentary Financial Planning from a trusted professional who will get to know you and make recommendations based on your unique situation.

RRSP investment options

  • Full range of Investment Options to choose from
  • Flexible contribution options (weekly, bi-weekly, monthly)
  • You can borrow up to $35,000 from your RRSP to make a down payment on your first home through the Federal Government's Home Buyer's Plan.
  • You can borrow up to $20,000 from your RRSP to pay for training or education through the Lifelong Learning Plan.
  • At Rapport Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).

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