Fees

Daily Banking Service Fees effective September 1, 2013

Strictly Business Chequing Accounts/Agricultural Accounts

 
  Monthly Administration Fee
$5.00
$14.00
$30.00
$45.00
$60.00
$0.00
 
  Monthly Interest
N/A
N/A
N/A
N/A
N/A
N/A
 
  Mailed Statement
$1.00
$1.00
$1.00
$1.00
$1.00
$1.00
  In-Branch Statement
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Cheques Returned
$5.00
$5.00
$5.00
$5.00
$5.00
$3.00
  Transactions Included in Monthly Fee
N/A
20
Transactions
45
Transactions
70
Transactions
100
Transactions
First 20 $0.55, then $0.85
  Withdrawal
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Transfer
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Deposits
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Transfers via Telephone
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Government Remittances
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Bill Payment
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Bill Payments via Telephone
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Bill Payments via Internet
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Stop Payment Orders:
    - Full Details
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
    - Missing Details
$20.00
$20.00
$20.00
$20.00
$20.00
$20.00
  Pre-Authorized Payments
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Certified Cheques
    - Member Request
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
    - Non Member Request
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
  Primary Cheques
    - CDN self & 3rd party
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
    - US self & 3rd party
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Dishonoured Debit (NSF)
    - CDN funds
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
    - US funds
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
  Overdraft (authorized) Access Fee when utilized
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
  Overdraft (unauthorized)
$10.00
$10.00
$10.00
$10.00
$10.00
$10.00
  Clearing of non-encoded cheques
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Cheques Cleared (CDN)
$0.90
$0.90
$0.90
$0.90
$0.90
$0.85
  Cheques Cleared (USD)
N/A
N/A
N/A
N/A
N/A
N/A
  Chargeback items deposited to member
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
   
  ATM Transactions
  ATM Proprietary Machine
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Withdrawal Exchange Network/Acculink
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Withdrawal INTERAC
$1.50
$1.50
$1.50
$1.50
$1.50
$1.50
  ATM Withdrawal US Plus Network
$3.00
$3.00
$3.00
$3.00
$3.00
$3.00
  ATM Deposit (Proprietary)
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM transfer between accounts
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Balance Inquiry Proprietary
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Declined transactions
$0.60
$0.60
$0.60
$0.60
$0.60
$0.60
  ATM Card Replacement
$7.00
$7.00
$7.00
$7.00
$7.00
$7.00
   
 
  • Transactions include: pre-authorized payments, cheques, bill payments (in branch, telephone, or internet), membercard point of sale transactions;
  • Service charges for stop payments, cheque orders, cheque certification, nsf cheque presentation, unauthorized overdrafts, courtesy calls, etc. remain unchanged. Contact a member service rep for more details.
  • Special pricing available for high-volume accounts and registered charitable organizations;
  • * Restrictions apply to availability of member cards (i.e. only available if account is "one signature required");
  • Coin/cash order service charges may apply.
  • # - all fees associated with the U.S. Dollar chequing account are in US Funds

 

Strictly Business Chequing Accounts/Agricultural Accounts

 
  Printing of personalized cheques
At cost
At cost
At cost
At cost
At cost
At cost
 
  Courtesy call to cover overdraft
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
 
  Search of Records:
    - under 30 days
Free
Free
Free
Free
Free
Free
    - over 30 days
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
  Bank confirmation letter
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  3rd Party Garnishment
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
  Closing of account if less than 6 mos.
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Dormant account - inactive over two years
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
  Canadian Money Orders
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Balance of account transfer out - member
$10.00
$10.00
$10.00
$10.00
$10.00
$10.00
  Balance of account transfer out - institution
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Interac e-transfer
$1.50
$1.50
$1.50
$1.50
$1.50
$1.50
  Wire Transfers In
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Telephone/wire transfers
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
  3rd party collection cheques charged to 3rd party
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Dishonoured AFT credit drawn on other FI's
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
  Member Card Debit Card POS*
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Declined transactions POS
$0.50
$0.50
$0.50
$0.50
$0.50
$0.50
  Credit Union initiated transfer
$1.00
$1.00
$1.00
$1.00
$1.00
$1.00
  Photocopies per page
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
  Safety Deposit Boxes - Thunder Bay & Kakabeka only:
    > 1 1/2 x 5"
$35.00
$35.00
$35.00
$35.00
$35.00
$35.00
    > 2 1/2 x 5"
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
    > 5 x 5"
$70.00
$70.00
$70.00
$70.00
$70.00
$70.00
    >2 1/2 x 10"
$60.00
$60.00
$60.00
$60.00
$60.00
$60.00
  Replacement of Safety Deposit Box Key
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Drill open Safety Deposit Box - both keys lost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
  Deposit Books
$6.00
$6.00
$6.00
$6.00
$6.00
$6.00
  Night Depository Key Rental
Free
Free
Free
Free
Free
Free
  Night Depository Lost Key Replacement
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Night Depository Re-Usuable Bag
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
  Disposable Numbered Night Depository Bags
At cost
At cost
At cost
At cost
At cost
At cost
  Fax transmissions outgoing
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
  Commercial Lending Services           Available subject to application and qualification
 

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