Fees

Daily Banking Service Fees effective September 1, 2013

Strictly Business Chequing Accounts/Agricultural Accounts

 

Transactions
Strictly Business
Strictly 20
Strictly 45
Strictly 70
Strictly 100
Community Account
  
  Monthly Administration Fee
$5.00
$14.00
$30.00
$45.00
$60.00
$0.00
  
  Monthly Interest
N/A
N/A
N/A
N/A
N/A
N/A
  
  Mailed Statement
$1.00
$1.00
$1.00
$1.00
$1.00
$1.00
  In-Branch Statement
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Cheques Returned
$5.00
$5.00
$5.00
$5.00
$5.00
$3.00
  Transactions Included in Monthly Fee
N/A
20
Transactions
45
Transactions
70
Transactions
100
Transactions
First 20 $0.55, then $0.85
  Withdrawal
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Transfer
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Deposits
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Transfers via Telephone
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Government Remittances
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  Bill Payment
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Bill Payments via Telephone
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Bill Payments via Internet
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Stop Payment Orders:
    - Full Details
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
    - Missing Details
$20.00
$20.00
$20.00
$20.00
$20.00
$20.00
  Pre-Authorized Payments
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Certified Cheques
    - Member Request
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
    - Non Member Request
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
  Primary Cheques
    - CDN self & 3rd party
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
$5.00 & $7.50
    - US self & 3rd party
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Dishonoured Debit (NSF)
    - CDN funds
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
    - US funds
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
  Overdraft (authorized) Access Fee when utilized
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
$3.00/mo.
  Overdraft (unauthorized)
$10.00
$10.00
$10.00
$10.00
$10.00
$10.00
  Clearing of non-encoded cheques
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Cheques Cleared (CDN)
$0.90
$0.90
$0.90
$0.90
$0.90
$0.85
  Cheques Cleared (USD)
N/A
N/A
N/A
N/A
N/A
N/A
  Chargeback items deposited to member
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
   
  ATM Transactions
  ATM Proprietary Machine
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Withdrawal Exchange Network/Acculink
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Withdrawal INTERAC
$1.50
$1.50
$1.50
$1.50
$1.50
$1.50
  ATM Withdrawal US Plus Network
$3.00
$3.00
$3.00
$3.00
$3.00
$3.00
  ATM Deposit (Proprietary)
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM transfer between accounts
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Balance Inquiry Proprietary
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
  ATM Declined transactions
$0.60
$0.60
$0.60
$0.60
$0.60
$0.60
  ATM Card Replacement
$7.00
$7.00
$7.00
$7.00
$7.00
$7.00
   
 
  • Transactions include: pre-authorized payments, cheques, bill payments (in branch, telephone, or internet), membercard point of sale transactions;
  • Service charges for stop payments, cheque orders, cheque certification, nsf cheque presentation, unauthorized overdrafts, courtesy calls, etc. remain unchanged. Contact a member service rep for more details.
  • Special pricing available for high-volume accounts and registered charitable organizations;
  • * Restrictions apply to availability of member cards (i.e. only available if account is "one signature required");
  • Coin/cash order service charges may apply.
  • # - all fees associated with the U.S. Dollar chequing account are in US Funds

 

Strictly Business Chequing Accounts/Agricultural Accounts

 

Services
Strictly Business
Strictly 20
Strictly 45
Strictly 70
Strictly 100
Community Account
  
  Printing of personalized cheques
At cost
At cost
At cost
At cost
At cost
At cost
  
  Courtesy call to cover overdraft
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  
  Search of Records:
    - under 30 days
Free
Free
Free
Free
Free
Free
    - over 30 days
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
$25.00/hr
  Bank confirmation letter
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  3rd Party Garnishment
$50.00
$50.00
$50.00
$50.00
$50.00
$50.00
  Closing of account if less than 6 mos.
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Dormant account - inactive over two years
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
$30.00/yr
  Canadian Money Orders
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Balance of account transfer out - member
$10.00
$10.00
$10.00
$10.00
$10.00
$10.00
  Balance of account transfer out - institution
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Interac e-transfer
$1.50
$1.50
$1.50
$1.50
$1.50
$1.50
  Wire Transfers In
$5.00
$5.00
$5.00
$5.00
$5.00
$5.00
  Telephone/wire transfers
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
At Cost + $10.00
  3rd party collection cheques charged to 3rd party
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Dishonoured AFT credit drawn on other FI's
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
  Member Card Debit Card POS*
$0.90
$0.90
$0.90
$0.90
$0.90
$0.55 / $0.85
  Declined transactions POS
$0.50
$0.50
$0.50
$0.50
$0.50
$0.50
  Credit Union initiated transfer
$1.00
$1.00
$1.00
$1.00
$1.00
$1.00
  Photocopies per page
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
$0.10 / $0.25
  Safety Deposit Boxes - Thunder Bay & Kakabeka only:
    > 1 1/2 x 5"
$35.00
$35.00
$35.00
$35.00
$35.00
$35.00
    > 2 1/2 x 5"
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
    > 5 x 5"
$70.00
$70.00
$70.00
$70.00
$70.00
$70.00
    >2 1/2 x 10"
$60.00
$60.00
$60.00
$60.00
$60.00
$60.00
  Replacement of Safety Deposit Box Key
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Drill open Safety Deposit Box - both keys lost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
$100 plus cost
  Deposit Books
$6.00
$6.00
$6.00
$6.00
$6.00
$6.00
  Night Depository Key Rental
Free
Free
Free
Free
Free
Free
  Night Depository Lost Key Replacement
$25.00
$25.00
$25.00
$25.00
$25.00
$25.00
  Night Depository Re-Usuable Bag
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
$25.00 per annum
  Disposable Numbered Night Depository Bags
At cost
At cost
At cost
At cost
At cost
At cost
  Fax transmissions outgoing
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
  Commercial Lending Services           Available subject to application and qualification
 

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