Personal Lines of Credit

A Line of Credit is actually a pre-approved loan that you can draw from repeatedly, once you have been approved and so long as funds are available. You can write cheques or make withdrawals on your chequing account up to your pre-approved limit. And when you make payments, it automatically makes those funds available again.

  • One-time approval and there is no need to apply again, use the funds as you see fit
  • Limits and rates are based on your credit rating
  • Repayments are flexible and can be as low as interest-only
  • Amounts available up to $40,000*.

*Personal loan rates are variable and may fluctuate. Rate quotes are "base" and may vary from posted rate depending on individual credit and security.

 

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